4 Steps to Scam-Proof Real Estate Income
Select Capital & Tenure
Choose your principal (from ₦1,000,000 to ₦100M+) for a structured 12-month tenure with the option to roll over annually.
Asset Backing Allocation
Physical land equity valued at 100% of your investment capital is designated from RECB asset holdings.
Receive Legal Security Packet
Your Deed of Agreement, Official Cooperative Receipt, and Tier-1 Post-Dated Cheque are dispatched.
Redemption at Maturity
Deposit your cheque or receive instant bank transfer of your principal plus full agreed cashback dividend.
Calculate Exact Returns For Your Capital
Use our dynamic tool to test different capital tiers. Once calculated, send your exact projection directly to WhatsApp to receive your formal prospectus.
Calculate Your Returns
LSCS 18176
Important Notice: Investment cashback percentages and dividend yields are dynamic and subject to periodic monthly adjustments by the cooperative. Calculations are estimates based on active promotional cycles (e.g. current 37% p.a. promo cycle).
+₦1,850,000
Maturity Date
₦6,850,000
Sample Document Security Packet
Every cooperative investor receives enforceable, physical and digital documentation.
Deed of Agreement
Prepared by accredited solicitors; legally binds the cooperative to principal, tenure, and dividend.
Tier-1 Bank GuaranteedPost-Dated Cheque
Issued for the exact payout amount payable on your agreed maturity date.
LSCS 18176 Official SealCooperative Receipt & Invoice
Official financial confirmation bearing Lagos State seal and corporate registration numbers.
Frequently Asked Questions
What is Real Estate Cashback (RECB) and how is it legally structured?↓
RECB is an asset-backed cooperative land banking model registered under the Lagos State Cooperative Societies Law (Registration LSCS 18176) in partnership with Zylus Group. Funds are deployed strictly into developing acquired lands along high-growth corridors. Your capital is guaranteed by physical land equity and backed by legal deeds.
How are my returns and principal legally secured against market risks?↓
Every investor receives three mandatory instruments: (1) An enforceable Deed of Agreement prepared by accredited solicitors, (2) An official Lagos State Cooperative Society receipt, and (3) A bank-guaranteed post-dated cheque for your full payout (principal + dividend) redeemable on the exact maturity date.
Can Nigerians living abroad (Diaspora) subscribe without traveling home?↓
Yes. Over 65% of our portfolio clients reside in the UK, US, Canada, and the EU. All onboarding, KYC verification, deed execution, and digital cheque previews can be handled securely via encrypted channels and accredited courier for physical documents.
What are the available investment tenures and dividend rates?↓
The standard recommended investment tenure is 12 months, with the flexible option to roll over for another 12-month cycle (up to 24 months). Early exit before 12 months is not recommended to protect your capital gains. Active annualized dividend yields range between 30% and 37% based on active promotional cohorts. Use our live interactive calculator above to project your exact return.
What happens when my investment reaches maturity?↓
On maturity, you can either present your post-dated cheque directly to your bank or receive an immediate electronic transfer to your verified account. Alternatively, you may roll over your capital into another tenure or convert your capital into physical land ownership.
